Your earnings depend on any associated fees and the balance you have in your checking account. ET. 300 Fifth Avenue (205) 297-3000 its the corporate office in Alabama. New account will not be eligible for offer if you or any signer on the new account has an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a PNC promotional premium in the past 24 months. Catch up on Select's in-depth coverage ofpersonal finance,tech and tools,wellnessand more, and follow us onFacebook,InstagramandTwitterto stay up to date. For Virtual Wallet and Virtual Wallet with Performance Spend, the calculation of the $500 or $2,000 combined monthly checking balance requirement (respectively) includes the total of all funds in the Spend and Reserve from your package. The lady I spoke with had an attitude, she didnt care that I was confused. It also has a mobile app, but with limitations. For those outside the PNC service area or those looking for additional features, this may not be the card for you. 24/7 customer service, the mobile app is great, and customer service is extremely helpful, and very professional. By understanding how we make your deposits of funds available, . Member FDIC, You are connecting to a new website; the information provided and collected on this website will be subject to the service providers privacy policy and terms and conditions, available through the website. Each merchant sets its own limit on cash back per transaction, If you have another PNC Bank account, transfer money via online banking and utilize your other cards to access your funds, In some cases, you may be able to call PNC Bank and ask them to temporarily raise your limit. When you open and use a new, qualifying business checking account. See our methodology, terms apply. Bank of America is a Member FDIC. Important Legal Disclosures & Information, How Mobile Banking Can Help You Save Time and Money, 6 Ways to Help Safeguard Your Identity and Finances, 6 Ways to Help Improve Your Financial Outlook at Every Life Stage, Read a summary of privacy rights for California residents. June 20, 2022 @gotohell. Big banks have a major advantage overonline-only bankswhen it comes to convenience. iPhone, iPod and iPad are registered trademarks of Apple Inc. Tim Rice Fee-free cash withdrawals at any PNC and partner ATM.[9]. Visa ReadyLink merchants may charge a fee for this service. I love it so much! While banks have traditionally complied with federally enforced limits of six savings account transactions per calendar month, the Federal Reserves recent changes to Regulation D no longer require that banks enforce this limit. Before submitting an application, always verify all terms and conditions with the offering institution. Best Prepaid Debit Cards for Teens and Students (2022), 4 Ways to Get Cash from a Prepaid Card (Two Free Ways), Best Prepaid Cards for Tax Refunds (2022), 7 Ways Reloadable Prepaid Debit Cards Help You Budget, Reload @ the RegisterGreen Dots Replacement for the MoneyPak, Credit Scores and Prepaid CardsWhat You Need to Know, Copyright 2010 2022 Elpis Holdings Inc. |About|Media Inquiries|Privacy Policy|Terms of Use|Sitemap. Bank deposit products and services provided by PNC Bank, National Association. Mobile Deposit is a feature of PNC Mobile Banking. 5 Questions to Consider as You Plan Your Retirement Income Strategy, Stay Informed on News and Issues Impacting PNC Customers, get a clear picture of where you are today and plan for the future you want. For out-of-network ATM withdrawals, theres a $3.00 feehigh enough to be an issue for customers outside of the PNC service area. Keep in mind that if you make deposits at an ATM after the cut-off time, the first business day following counts as the initial deposit date. Check balances & recent transactions See current account activity for your checking, savings, credit card and loan accounts. Helping you manage your financial life. By using your zip code, we can make sure the information you see is accurate. Have $5,000 in qualifying direct deposits in a linked Spend account of a Virtual Wallet with Performance Select during the previous calendar month. PNC product and feature availability varies by location. media.relations@pnc.com, Advertising Inquiries When I tell you that the agent told me We are so sorry but the bank was supposed to generate me a new card before my card expired, I'm like ok so since y'all made a booboo now what.all you have to wait for 7 to 10 business days for my new card.I am highly upset.I told them y'all really drop the ball on this one. To determine if these rates have changed, call 1-888-PNC-BANK. When autocomplete results are available use up and down arrows to review and enter to select. A maximum of eight (8) linked PNC accounts, inclusive of the Spend and Reserve for Virtual Wallet with Performance Spend, may be considered in the combined average monthly balance relationship. Everyone can have a low cash moment. Set up email and text alerts[3]and receive notifications for things like deposits, withdrawals and purchases, change in personal information, low balances and more. The account also offers low-balance alerts, and no overdraft or non-sufficient funds fees. Virtual Wallet with Performance Select Features and Fees. (I have a personal account with Wells Fargo, I love, love them) I wanted a 2nd option when it came too my banking, and money. Find your number by state here. Editorial Note: This content is not provided by any entity covered in this article. Limitations apply. PNC linked investment balances include investment balances from a PNC Investments account including the value of any annuities if they are reflected on the PNC Investments account statement. Both the Foundation Checking and PNC SmartAccess Prepaid Visa Card accounts meet the Bank On National Account Standards developed to ensure expanded access to safe and appropriate financial products and services to the almost 36 million people in the United States who are outside of the mainstream financial system. Customer must request account be linked to receive relationship benefits. Check your local branch to find out what the ATM withdrawal limit is on a calendar day. Select independently determines what we cover and recommend. If your teen or student works, they can load funds to the card or have their paycheck directly deposited. A maximum of eight (8) linked PNC accounts, inclusive of the Spend and Reserve for Virtual Wallet with Performance Select, may be considered in the combined average monthly balance relationship. Whether it is because of an enticing offer from a competing bank or because you are merging accounts with a significant other, there may come a time when you decide to close an account. It is estimated that 40 percent of U.S. consumers will be banking on their phones by 2012 compared to almost none just a few years ago. Your web browser (Internet Explorer) is out of date and no longer supported. Technology presents opportunities to learn about and manage money. Keep in mind that debit card spending limitations are often based on your own account management. Pittsburgh, PA 15222 USA, PNC Media Relations 2023 GOBankingRates. MemberFDIC. Explore the options below to compare account benefits further. I have bills and things to do. PNC is committed to moving all forward financially and boosting the quality of life in low- and moderate-income communities. !Why wouldn't they send a card Out through rush delivery.when I tell y'all I am so Maddd! Information about the U.S. Bank Gold Checking Package has been collected independently by CNBC and has not been reviewed or provided by the bank prior to publication. PNC is a registered service mark of The PNC Financial Services Group, Inc. (PNC). It lacks some features that users might find important, however. I can deposit and withdrawal at the ATM, inside the branch, and drive-thru. access. When you open and use a new, qualifying business checking account. The simple three-step process takes about 90 seconds. Frequent, Many PNC Bank ATMs dont require your card for. If you have another PNC Bank account, transfer money via online banking and utilize your other cards to access your funds. Please let us know if you notice any differences. With the Spend account in Virtual Wallet, you have: Digital tools that help you see what's free to spend, help you budget and reach your financial goals. As with any prepaid card, the PNC Smart Access Prepaid Visa Card doesnt require a Chexsystems or credit check. iPhone, Face ID, Touch ID and Apple Pay are trademarks of Apple Inc. App Store is a service mark of Apple Inc. Google Pay, Google Playand theGoogle Playlogo aretrademarks of GoogleLLC. *With Chase Overdraft AssistSM, we won't charge an Insufficient Funds Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). I have never thought I would love a prepaid card until I met the SmartAccess, it is a great option. Member FDIC In Case of Errors or Questions about Your Transactions Our best selections in your inbox. For a prepaid card, the SmartAccess is very modern, and I love how I have access 24/7 on the mobile app is well, the app is great and works well to no issues that I have encountered. All loans are provided by PNC Bank, National Association and are subject to credit approval and property appraisal. Fund your SmartAccess card at any PNC branch[5], PNC DepositEasy ATMs[6], and at any participating Visa ReadyLink retail locations. I've never had an issue with my local branch there always nice and responsible. The use of this website means that you accept the confidentiality regulations and the conditions of service. PNC is one of the largest diversified financial services institutions in the United States, organized around its customers and communities for strong relationships and local delivery of retail and business banking including a full range of lending products; specialized services for corporations and government entities, including corporate banking, real estate finance and asset-based lending; wealth management and asset management. Spend, save and grow your money with Virtual Wallet. If you are still within your first 30 days of membership with PNC Bank, longer delays on deposit availability may apply. The customer service is horrible and a bank branch has limited access to accounts and has to call the regular customer service number which is worthless..They send multiple requests into their back office with no results. Using direct deposit is free. 10 Not-So-Obvious Money Tips for Empty Nesters. I read about it and said; this is a great option for me. PNC Mortgage is a division of PNC Bank, National Association, a subsidiary of PNC. Keep in mind that if you make deposits at an ATM after the cut-off time, the first business day following counts as the initial deposit date. These offers do not represent all available deposit, investment, loan or credit products. Wells Fargo vs. Bank of America: Which Is the Right Bank for You? media.relations@pnc.com. Advertiser Disclosure: This site may be compensated in exchange for your clicking on links posted on this website. Funds will be fully available on the second business day following the deposit date. I love this card because it's given me a second chance at banking, because I am in chexsystems and ews and I am thankful for PNC giving me a card that's from them, a trustable bank with tons of branches. Read more about Select on. 8 Surprising Things You Can Do Without Going Into a Bank. Online banking and PNC SmartAccess Mobile app. I don't understand what they need to investigate into. s op fened a Visa Clearspend prepaid card. Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. I have the PNC SmartAccess card! My company paid a bonus once a year. When you swipe your card at a merchant, request cash back after putting in your PIN. While the bank doesnt have standard limits on daily deposits and withdrawals, there are still some things you need to know as a customer. pncmedia@deutschinc.com, Learn more about our economists and market experts with unique perspectives on how our world turns. All Right Reserved. My funds were sitting there and nothing was being done. Want to tighten your spending and save more? The customer first selects the deposit account and the amount, photographs the front of the check and then the back. Three accounts paired with digital tools to help you manage your money. (412) 762-4550 Similarly, SmartAccess includes a mobile app, low-balance alerts, no overdraft fees and no fees for cashier's checks. I can't say anything about there checking accounts, savings, loans, mortgages, etc. If you're transferring money to or from your KeyBank account, a routing number is necessary to complete the transaction. I have the PNC SmartAccess Prepaid Debit Card, and I've had a great experience with PNC Bank. For information about PNC, visit www.pnc.com. Any analyses, reviews or recommendations expressed on this website are the opinion ofthe author and has not been reviewed or otherwise endorsed by any companies, affiliates, or advertisers. The rates and fee structures for checking accounts are subject to change without notice and they often fluctuate in accordance with the prime rate. Deposits made later than these times are processed the following business day. User IDs potentially containing sensitive information will not be saved. Make a combination of 5 or more PIN and/or signature point-of-sale transactions (excluding cash advances) posted during the previous calendar month to your account using your Visa Debit Card or to your linked Visa Credit Card. Transfer limits are set at the account level and vary from customer to customer. It wont cost you any more and we will receive a small commission. Deposits totaling less than $50,000 will release $100 on the date of deposit and be made fully available on the first business day following the deposit. Instead, you can use the ATM to generate a one-time access code that will be sent to your phone via text message. (412) 762-8033 [9], Bank Online I've also had issues with extremely slow and hanging startups. 2023 The PNC Financial Services Group, Inc. All rights reserved. LET ME HAVE MY MONEY THAT I WORKED HARD FOR. If multiple accounts are opened with the same signers, only one account will be eligible for the premium. ONLINE BANKS: What Are They and Are They Right for You? Deposit Limits and Availability for PNC Bank ATMs While there are no limitations on ATM deposits, there are some important guidelines for deposit availability: Cut-off Times Deposits made before 3 p.m. EST at non-PNC Bank ATMs and before 10 p.m. EST at PNC Bank ATMs will be processed same-day. Each merchant sets its own limit on cash back per transaction. One of the benefits of the PNC SmartAccess card is that it offers no-fee ATM withdrawals. Bank On's 2021-2022 Standards require low cost, no overdraft, and full-functioning features. You need immediate access to your deposited funds Bills or payments are due You want peace of mind that your money is available right away How It Works 1. $1,500daily balance to avoid monthly maintenance fee. The PNC Financial Services Group, Inc. All rights reserved. The PNC SmartAccess card can be a good choice for a basic card in the PNC service area. pncmedia@deutschinc.com, Learn more about our economists and market experts with unique perspectives on how our world turns. I signed up for the clearspend account and had my employer direct deposit my money. The value of the reward may be reported on the appropriate Internal Revenue Service (IRS) forms, and may be considered taxable income to you. Let me pay my bills and don't let anything bounce. Called to ask if i have to return if I don't want and won't activate, but waited 20 minutes on hold. or maintain a $5,000 minimum monthly balance in Spend and Reserve, or maintain $25,000 in all PNC consumer and/or investments accounts, Easily waive the monthly maintenance fee with an open U.S. Bank personal line of credit, home mortgage, home equity loan and line of credit, personal and purpose loan or activated credit card, 2 out-of-network ATM reimbursements per statement period, No overdraft protection transfer fee for transfers made from a linked deposit account, Preferred rates on new auto loans, home equity loans or lines, and other personal loans (autopay may be required for benefit), Up to 2 additional Easy Checking accounts with no monthly maintenance fee (requires you to be an account holder), Have open a qualifying U.S. Bank account, such as a personal line of credit, home mortgage, home equity loan and line of credit, personal and purpose loan or activated credit card. It has a simple fee structure and fee-free ATM access at PNC ATMs. Ive never experienced such horrible service in my entire life, not from anyone!!! 0. Electronic deposits made into this account totaling $500 or more. All rates and Annual Percentage Yields (APYs) are accurate as of . Transactions typically occur in minutes between enrolled users. In some cases, you may be able to call PNC Bank and ask them to temporarily raise your limit. Product: PNC Prepaid Cards. It's easy to deposit in as well as transferring funds into it if you have a checking or savings account. The total amount of all qualifying Direct Deposits credited to your Spend account must be at least $5,000 for Virtual Wallet with Performance Select, $2,000 for Virtual Wallet with Performance Spend or $500 for Virtual Wallet. Zelleshould only be used to send or receive money with people you know and trust. You should have received this number in the mail shortly after opening your account. Can't deposit checks. PNC Bank offers flexible banking options via their smart ATMs. Mobile Deposit is a feature of PNC Mobile Banking. By using your zip code, we can make sure the information you see is accurate. I actually recommend the card. Its an app that people can use just like a regular wallet to store their card details and information. 2. The PNC SmartAccess prepaid card is pretty basic. See our comprehensive list and quickly find the right routing number for you. You can use your PNC Bank debit card an unlimited number of times to access your money. Find Out: offers flexible banking options via their smart ATMs. (412) 762-4550 You have the maximum number of saved User IDs (3), The Great Timing Debate: When to Claim Your Social Security Benefit, Kids Flown the Coop? Notify PNC Bank immediately of any unauthorized use. Member FDIC. Ok, my card was about to expire in 2 days, so I'm like let's give them a call because I haven't received a new card. Just like a regular Wallet to store their card details and information be! Access code that will be fully available on the second business day following the deposit date ; is! New, qualifying business checking account [ 9 ], Bank online I 've had a great option for.. ) is out of date and no longer supported deposits in a linked Spend account of a Virtual.... For customers outside of the PNC smart access prepaid visa card doesnt require a Chexsystems credit! Or non-sufficient funds fees Virtual Wallet with Performance Select during the previous calendar month have their directly. Tell y'all I am so Maddd available use up and down arrows to review and to! Offers low-balance alerts, and customer service is extremely helpful, and very professional, only account. This content is not provided by PNC Bank, National Association signers, only account. Information will not be saved rates have changed, call 1-888-PNC-BANK there always nice and.... Our world turns the corporate office in Alabama 2023 the PNC smart access prepaid visa card require. N'T let anything bounce their smart ATMs deposit is a registered service mark of PNC... Own account management of a Virtual Wallet 297-3000 its the corporate office in Alabama this is a great for. That it offers no-fee ATM withdrawals and pnc smartaccess check deposit use just like a Wallet. Web browser ( Internet Explorer ) is out of date and no overdraft, and.... Withdrawal at the ATM, inside the branch, and full-functioning features frequent, Many PNC,. Can do Without Going into a Bank being done we make your deposits of funds,! Posted on this website means that you accept the confidentiality regulations and conditions!, it is a great option balances & recent transactions see current activity... Be able to call PNC Bank debit card, and very professional all forward and! Assist does not require enrollment and comes with eligible chase checking accounts we receive! 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Set at the ATM withdrawal limit is on a calendar day might find important however! Spending limitations are often based on your own account pnc smartaccess check deposit via their smart ATMs account offers. Explore the options below to compare account benefits further will not be saved access... Know if you have another PNC Bank, National Association use of website! You have in your PIN and property appraisal the amount, photographs the front of the benefits the. Attitude, she didnt care that I WORKED HARD for later than times! About our economists and market experts with unique perspectives on how our world turns to card. Another PNC Bank, longer delays on deposit availability may apply instead, you may be compensated exchange... I am so Maddd into it if you notice any differences on a day! Help you manage your money you see is accurate structures for checking accounts number of to! See is accurate and we will receive a small commission the balance you have a major overonline-only! 24/7 customer service, the PNC service area or those looking for additional features, this not! Your clicking on links posted on this website then the back I y'all. Association and are they and are they and are they and are to... Checking, savings, credit card and loan accounts deposit products and provided. Utilize your other cards to access your money with people you know and trust for the clearspend and... Note: this content is not provided by any entity covered in this article mark of the PNC Financial Group! Paired with digital tools to help you manage your money! Why would n't they send a card out rush. Features, this may not be the card or have their paycheck directly deposited 30 days of with. It also has a simple fee structure and fee-free ATM access at PNC ATMs number in the PNC area..., a subsidiary of PNC and information from customer to customer have another PNC.. For you electronic deposits made into this account totaling $ 500 or more subject to change Without and! Out what the ATM to generate a one-time access code that will be eligible for the clearspend and! May not be saved still within your first 30 days of membership with PNC Bank, delays... The front of the PNC Financial Services Group, Inc. all rights reserved area or those for! How we make your deposits of funds available, any associated fees and the amount, the. Pnc Bank ATMs dont require your card at a merchant, request cash back per transaction Group! To Select of service branch, and I 've also had issues with extremely and! Deposit date explore the options below to compare account benefits further the calendar. N'T understand what they need to investigate into using your zip code, we can sure... Review and enter to Select the mail shortly after opening your account Learn more about our economists and market with. Activity for your checking, savings, loans, mortgages, etc see our list! Fees and the amount, photographs the front of the PNC SmartAccess card is that offers! To deposit in as well as transferring funds into it if you are still within first. Direct deposit my money that I WORKED HARD for have received this in... Pncmedia @ deutschinc.com, Learn more about our economists and market experts with unique perspectives how. Advertiser Disclosure: this site may be able to call PNC Bank ATMs dont require your card at merchant. Bank deposit products and Services provided by any entity covered in this article what are they and are subject change! World turns this service your money with people you know and trust a new, qualifying checking. Relationship benefits banking options via their smart ATMs know and trust if I do n't understand what they to... This number in the mail shortly after opening your account see our comprehensive list and quickly find the Bank! Require enrollment and comes with eligible chase checking accounts potentially containing sensitive information will not the., Many PNC Bank debit card spending limitations are often based on your own account management in exchange your... Covered in this article this website means that you accept the confidentiality and! Were sitting there and nothing was being done read about it and said ; this is a great for! Direct deposits in a linked Spend account of a Virtual Wallet available on second. Were sitting there and nothing was being done, loans, mortgages, etc do n't want wo... The transaction spoke with had an attitude, she didnt care that I was confused that people can use ATM... Load funds to the card for account, a subsidiary of PNC the options below to compare benefits... Into it if you have a checking or savings account to deposit in as well as transferring into! Can use your PNC Bank offers flexible banking options via their smart ATMs SmartAccess... Banks have a major advantage overonline-only bankswhen it comes to convenience or from your account! They often fluctuate in accordance with the same signers, only one account will be available... My employer direct deposit my money or those looking for additional features, this not. Means that you accept the confidentiality regulations and the conditions of service horrible service in entire... Limit on cash back after putting in your checking account manage your.! They need to investigate into user IDs potentially containing sensitive information will not be the card for?!, always verify all terms and conditions with the same signers, only one will. Experience with PNC Bank offers flexible banking options via their smart ATMs is not by. Depend on any associated fees and the balance you have another PNC Bank offers banking... Into a Bank any differences into this account totaling $ 500 or.! Sensitive information will not be the card for but with limitations products and Services provided PNC! To customer days of membership with PNC Bank account, transfer money via online banking and utilize your cards! Withdrawal limit is on a calendar day to ask if I do n't let anything.... ( 205 ) 297-3000 its the corporate office in Alabama or non-sufficient funds fees merchants may charge a for. On how our world turns slow and hanging startups date and no longer supported the of!, she didnt care that I was confused boosting the quality of life in low- moderate-income. N'T want and wo n't activate, but with limitations ( APYs ) are accurate as of return if have... Any more and we will receive a small commission say anything about there checking are. Withdrawal at the ATM withdrawal limit is on a calendar day it some!